It is the responsibility of the hirer to make sure public liability insurance is in place, especially if they are supervising the use of the castle, and not the supplier. The hall does not provide any insurance for the use of bouncy castles and cannot accept any responsibility in the event of any accident. Many halls do not allow bouncy castles, and here`s why. What happens if a child has a fall and hits their head, possibly with long term injuries? Who is responsible for supervision, and whose insurance covers the accident? Public liability insurance is what is needed, provided by, either:
The hall insurance doesn`t cover use of bouncy castles, mainly because there will be no-one from the hall present to supervise. The hall is only responsible for advising hirers that they must put appropriate arrangements in place. Any responsible supplier of a bouncy castle must have insurance, but often their public liability insurance will only cover their own liabilities and so will only apply if they themselves are present to supervise the use of the castle. The hirer must make sure that the supplier has insurance and find out what cover is provided if the castle is not being supervised by the supplier. If the insurance cover for the hirer applies only when the castle is supervised by the supplier, then the hirer is responsible for insurance and for proper supervision. Proper supervision means supervision by an adult over 18. Letting teenagers supervise toddlers will not be allowed by any insurance. Insurance for a one off event can be purchased from various insurance companies.
Because it`s complicated, you can see why many halls find it easier not to allow bouncy castles.
However, because Barrow Island Community Sports Trust Ltd has plenty of space to allow bouncy castles, and because many hirers appreciate being able to have bouncy castles for their parties, the trustees have decided to allow bouncy castles under the flilowing conditions:
When booking, the hirer must declare that they intend to have a bouncy castle. This declaration will imply a commitment to make sure that:
Before the actual booking, the hirer must confirm that insurance is in place, and must be prepared to provide evidence for this. The hall reserves the right to prohibit the use of the castle, or even to cancel the booking if appropriate evidence is not provided on request. Please understand that these arrangements are being introduced so that the hall trustees and the hirers can be sure that proper insurance is in place enabling hirers to run a happy event, knowing that they are properly insured. Additionally, the hirer should ensure that the Hire Company (the supplier):